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How to buy us stocks on CommSec

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  1. Looking for a List of the Best, Safest and Low Fee Online Brokers? Find out who made it to the top of this year's list and open a trading account with them
  2. Trades on the US market can be placed either online or over the phone with one of our representatives. To place a US trade online: 1. Log into CommSec with your Client ID. 2. Navigate to Trading > International and click on Launch Platform 3. Click on Transact 4. Select the correct account (if you have multiple accounts) 5
  3. Yes. In order to buy or sell international shares through CommSec, you'll need to have an International Trading account. Further detailed information about how to apply for an International Trading account can be located here
  4. Can I buy US OTC stocks? Yes. Please note that CommSec does not provide any advice regarding the trading of OTC or Pink Sheet stocks. However, there are risks involved with placing an 'AT MARKET' orders for a stock that does not trade on a listed exchange
  5. If you use an online broker like CommSec, the process of buying shares is quick and simple but there are still some important choices to be aware of. Once you select a company and press 'Buy' you'll be asked to choose what kind of order you wish to place. The two main order types are: Market order; Limit orde
  6. currency to your US cash balance Buy With the funds transferred into your US account, you are ready to place a buy order. Automatic settlement The funds are automatically debited from your US cash balance on the settlement date Sell Sell order executed Settlement The funds are credited to your US cash balance Option 1: Retain funds in the U

Once your account is set up, there are a few different ways you are able to place a trade: Online. To place a trade online, log into your CommSec account and navigate to Trading > Shares: Place Order. This video walks you through how to place an order on the CommSec website. The video has two parts Here are the US shares that CommSec customers are buying Boeing (NYSE: BA), Pfizer (NYSE: PFE) and Tesla (NASDAQ: TSLA) were among the most traded US shares on the CommSec platform last week. Abou

Commsec pocket app vs Commsec. I do the comparison.This is the 5th video of this series OF MY 90 DAY MONEY MAKING CH... investing in ETF stocks for beginners Buy US shares in 4 steps. Compare brokers with access to US stocks; Open your account by providing ID; Fund your account by transferring money from your bank accoun Can I buy US OTC stocks? (commsec.com.au) Looks like there are some weird conditions and disclosure on this though. i.e. market price may not trade at MP... Edit: Have you had any issues with this? Also, do you need to register as a US tax resident to trade the OTC market via CommSec

Expert Stock Picks to Buy Now / Stocks to Buy / 7 Lumber Stocks to Buy Now to Profit From Soaring Wood Prices; 7 Lumber Stocks to Buy Now to Profit From Soaring Wood Price CommSec allows you to invest in overseas markets by opening a CommSec International Securities Trading Account. Within the one account, clients have the ability to buy shares in US companies such as Apple or Google along with global stocks and ETFs listed in 25 overseas markets. Browser and app account acces So here are the top 10 United States shares that CommSec Scott just revealed what he believes are the five best ASX stocks for investors to buy right now. These stocks are trading at dirt. CommSec's fee for you need to convert the Australian Dollars in your trading account into US Dollars in order to buy shares on a US stock exchange. nabtrade charges an FX spread of.

If you use an online broker such as CommSec, the process of buying shares is quick and simple, but there are still some important choices to be aware of. When you place a market order, you are instructing the broker to buy at the prevailing offer price or to sell at the prevailing bid price at the time the order is executed on the Australian Stock Exchange Market depth lists all buy and sell orders in the market for a particular security. If you wish to see if there is sufficient liquidity to sell a particular security, you can quickly check how. An initial public offering (IPO), also known as a float, is the first time the stock of a private company is available to the public. IPOs are an opportunity for investors to own shares in a growing business, and after the IPO investors will be able to sell or buy more shares on the stock market. When a company decides to go public, it first has to. Whether you're starting out or an experienced investor, see how you can get more value from trading with us. You can take advantage of our great range of benefits, including our mobile app so you can trade on the go, cutting-edge research for investment ideas, up-to-date market, industry and economic commentary from the CommSec experts, products to help you diversify, support if you need it and much more

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This means the less you invest, the more the fees will be as a percentage of your total investment. For example: If brokerage costs you $19.95 and you buy $600 worth of shares, brokerage will represent just over 3.3% of your investment. If brokerage costs you $19.95 and you buy $5,000 worth of shares, brokerage will represent 0.4% of your investment If you want to buy internation non-US shares, brokerage starts at $39.99 USD or 0.4% of the purchase price, whichever is greater. Comparison with Other StockBrokers Fees. Commsec are comparable in price, with better features than the other banks. Many of the newer discount brokers are significantly cheaper When you invest via CommSec Pocket, you'll be buying units in an Exchange Traded Fund (ETF). ETFs are funds that trade on a stock exchange, just like shares - the difference is that an ETF represents an investment in a selection of companies and assets, while a share represents an investment in just one company

We've picked out the top 4 trading platforms in 2021 to open an

Top 4 Trading Platforms 2021 - Comparison Tabl

Best platform to buy US stocks (opinion) Question I've been much more interested in the US stock market opposed to the asx for about a year now but I've never actually made the jump and bought us stocks (was considering buying GME at $4-5 US but never actually did rip) I already have Commsec account, i m not going to trade frequently, buy a few index funds, sit amd wait. Should I look for different broker or commsec is good enough. I see imvesting in overseas markets can have added risk of currency moving against you but it can be the other way around, moving in you favor, example aussie dollar gets to 50 US.

CommSec - International Shares - Trade on over 25 leading

  1. imum sale price for your sell orders. If the market doesn't reach your limit price, your order will not be executed. NB. At Market orders will not be accepted outside of market hours (ie. 10am - 4pm Sydney time, Monday to Friday) an
  2. Hi John, I take it by now you would have read the ASX guide. So to set up a covered call via the comsec website (not iress) make sure you own the correct amount of stock, select sell below the option quote row, on the order pad select open (you're selling to open), enter quantity (normally one contract = a face value of 1000 shares), enter your limit price, (suggest slipping it in just below.
  3. In this lesson, you'll learn how to analyze stocks using Fundamental Analysis. SUBSCRIBE TO RAYNER'S YOUTUBE CHANNEL NOW https://www.youtube.com/subscript..
  4. ETFs trade on a stock exchange and can be purchased and sold in a manner similar to stocks. For example, buying one share of the U.S. Oil Fund ( USO ) would give you exposure to roughly one barrel.
  5. Commsec. Commsec is the most popular broker in Australia. While Commsec's fees are not the cheapest, they are known for being a safe way to invest internationally. Commsec has the broadest range of markets to invest in of any broker. Commsec's international trades are executed through Pershing, a subsidiary of BNY Mellon
  6. How to Buy From the Sweden Stock Index Online. The world's financial system is more interconnected than ever before, resulting in one global economy. Investors the world over can take advantage of this by buying stock not only in their countries of residence, but, quite frankly, worldwide. Online brokerage.

You most likely will need to have an Australian broking account in order to open an International account. The minimum trade per stock is usually around $2,000. Broking fees applicable will vary between provider. The broker service will also charge a custodian fee of around .1% p.a on all stocks held overseas You can invest in stocks yourself by buying individual stocks or stock mutual funds, or get help investing in stocks by using a robo-advisor You can buy stocks from other countries, such as Indian stocks, if you wish to diversify your portfolio outside of the United States. However, do your research first to understand not only the viability and strength of the stocks but to also understand the cultural and national issues at play, which can affect both the value and security of overseas stocks

Can I buy or sell International Shares through CommSec

  1. Comsec let you buy with no cash in the account as long as you have the money before settlement day, ie you got three days to put the cash in including the trading day as it settle on the 4th, T+3 I do it all the time most of my cash sit in a business account and I can load up stocks and I then transfer cash over the next few days...and there is no limit I bought 30K, 50K, 100K no worr
  2. Buying a small number of shares may limit what stocks you can invest in, leaving you open to more risk. How to Buy Fractional Shares There is a way to purchase less than one share of stock
  3. CommSec closed its CFD account in 2019, meaning you cannot trade forex, stock CFDs or commodities. US brokerage. The brokerage fees for US shares are higher than some others in the market
  4. Sex and finances are two of the most common causes for newlywed fights. Investing in stocks, like those listed on the New York Stock Exchange, are a great way to secure your family's future financially. Buying stocks used to be an expensive and difficult process that kept many smaller investors out of the game and.
  5. I already hold NDQ through commsec , so if I buy some more through commsec pocket would the shares would just add on top of each other? or are they held seperatly? Also if im not mistaken, If i invest $8000 with the new commsec pocket would the brookerage fee just be 8000 * 0.2% = $16
  6. Q What are the pros and cons of buying ETFs on an American exchange versus a Canadian one?‚ÄĒ Francis, Collingwood, Ont. A Investors in Canada have a lot of choices when it comes to ETFs. Not only.

Follow the instructions in the list: Step 1: Go to the 'Portfolio' tab. Step 2: Then go to the 'Accounts' sub tab. Step 3: Then go to the 'Transactions' sub tab. Step 4: Set the date range to the maximum range you want to import and click the 'Search' button. Step 5: Click the 'Download' button and select 'CSV'. Once you've downloaded the file from your CommSec. For novice investors, this might look like a scary time to invest but history has shown that this is actually a good time to buy stocks. Also read: ASX claws back losses on steady unemployment data Also read: Experts' 9 top tips for starting to invest Also read: Where to invest during coronavirus And yes, even if the stock market should fall again, it could be ok to invest right now Read more about RAIZ Invest (ASX:RZI) here and why it's a top 5 best shares to buy right now on the ASX. How We Pick The Best Shares To Buy Right Now. Stock markets are generally driven by three factors within the markets. Understanding these forces helps us time the market and buy or sell stock at the most opportune moments Nasdaq is a US global electronic marketplace from which you can purchase many high-value securities. It's always a good idea to diversify your investment portfolio by purchasing both local and international stocks. Because of this, we're going to show you how to buy Nasdaq stock in Australia. We found an incredibly easy way to invest Read moreHow To Buy Nasdaq Share The market opens at 10:00am, and normal trading occurs until 4pm. From 4.01pm to 4.10pm, the market goes into a pre-open phase where investors may continue to enter orders into the market. The.

Can I buy US OTC stocks? - CommSe

4. Allows you to access international stock markets. E.g. buy VWRD in the london stock market to circumvent cons of US domiciled ETF. So if you are not into VAS/VGS/VGE, or VAS/VEU/VTS combo, then a one stop shop of VWRD covers all including emerging economies. It helps with simplicity and rebalancing. Repl CommSec Pocket is all about exceptionally cheap brokerage coupled with wafer thin minimum trades so it's easy to invest with the barest of capital. If you're happy to invest largely in share-based funds, CommSec Pocket is a low cost way to get started in the sharemarket

When buying US securities (including shares, ADRs, exchange-traded funds, etc), the simplest way to avoid double taxation is to fill in the W-8BEN form first. Otherwise, US rules require payers of dividends to foreigners to withhold tax at a rate of 30%. But an agreement on double taxation between the two countries allows some relief from this If anything, some of them should do even better as this outbreak gets worse, the Mad Money host said.For access to live and exclusive video from CNBC sub.. To speed up your application, we need to ask a few questions. All fields are mandatory unless marked otherwise Just like hundreds of other stock exchanges around the world, the ASX provides a market for people to buy and sell shares in the companies listed on it. The ASX is open from 10am to 4pm, Monday to Friday When the stock market begins to show signs of volatility, the natural disposition of many investors and traders is to gain exposure to gold. Whether such exposure is a part of your portfolio or a dedicated focus, its purpose is to act as a hedge to mitigate the impact of a falling market. Here are the two options you can invest in gold on the ASX

When shares are first put on the market, you can buy them via a prospectus. You can also buy through an employee share scheme, or invest indirectly through a managed fund. How investing in shares works. Buying shares (stocks, securities or equities) makes you a part-owner of a company. As a shareholder, you can get dividends and other benefits How can I buy shares for my kids? It's a question we get a lot at Money mag - how can I buy shares for my children or grandchildren?. You might think it's a good idea to buy and register the shares in the child's name but many brokers don't allow this The StockBrokers.com best online brokers 2021 review (11th annual) took three months to complete and produced over 40,000 words of research. Here's how we tested.. Australian citizens looking to trade shares in the stock market have a variety of options. Online brokers come with a diverse range of offerings, from discount to full service, while others are known for their trading tools or research

Download the CommSec App. Disclaimer: By clicking on the links above you will be taken to itunes.apple.com or play.google.com. These sites are not affiliated with CommSec and may offer a different privacy policy and level of security. This site is directed and available to and for the benefit of Australian residents only But CommSec Pocket is not a realistic long-term way to build a share portfolio. Over time the fees can't be justified. For example, I can use CommSec to buy 1,000 units (shares) in an ETF for $19.95. Using Pocket to buy two units at a time for $2 each trade could conceivably cost me up to $1,000 for the same result - 1,000 shares The app, called the CommSec Pocket App, launched yesterday and is intended to compete with fintechs Raiz and SelfWealth. The app, which targets millennials, allows investors to buy some ETFs while charging a mere $2 brokerage. However the app only allows access to an exclusive clutch of ETFs, which have been hand-picked by the Commonwealth Bank

Where to invest $1,000 right now. When investing expert Scott Phillips has a stock tip, it can pay to listen. After all, the flagship Motley Fool Share Advisor newsletter he has run for more than. MSB will receive US$40 million on closing, comprised of US$20 million upfront technology access fee and US$20 million in an equity purchase in MSB at $1.86 per share. MSB will also receive US$25 million on product regulatory approvals in China and double-digit escalating royalties on net product sales Commsec has come with a new app called the Commsec pocket, in July 2019.Press has been calling it as innovation targeted at millennial's and also at people who are earning less but would like to get into investing.. I have seen lots of praises on the internet about the Commsec Pocket and its capabilities to enhance your ability to grow wealth The app allows you to connect with brokers to buy and sell shares, view and trade on live prices as well as keep up to date on which stocks to watch in Australia. Even better, the CommSec stock trading app is free to download for people who have CommSec Trading accounts and there is no inactivity or subscription fee for Aussies. Traded as: ASX: CB

CommSec

How To Buy Stocks With A Credit Card. Most online brokerages won't let you buy stocks directly from your credit card. One reason why is that credit card purchases have higher processing fees. You most likely won't earn purchase rewards when buying stock There's been a lot of hype about Bitcoin, and if it's piqued your interest you might be wondering how on earth to buy this digital currency Can I trade penny stocks on the TSX? Smaller market cap stocks may not be able accessible due to the size of the company. If you would like to confirm your stock can be traded or you would like to speak with one of our international trading support team, please call us on +61 7 3149 8629 or email our trading support team Dividends on US stocks are taxable in Australia. If any US tax has been paid on the dividends (called a withholding tax), you may be able to claim this against your Australian tax (ie your Australian tax is effectively the difference between your marginal tax rate and the US withholding tax rate)

Some companies pay a dividend, which is effectively a way to share in that company's earnings. Dividends can be paid in the form of cash or stock. The amount you receive corresponds with the number of shares you own. When you're ready to start buying shares you can read more on how to invest your money and how to get started with $1000 Aussie Stock Forums. 4,718 likes ¬∑ 34 talking about this. Winner of Best Stock Forum in The Bull's Stockies Awards for 2009, 2010 and 2011. Runner-up in 2012, 2013. - Unlock your CommSec app instantly with PIN and fingerprint (for compatible devices) - View streaming data on your watchlist - View your watchlists on your homescreen with the CommSec widget - Keep an eye on the ASX200 using the ongoing notifications feature. The app is optimised for - Samsung S6, Android 5.1.1 - Samsung S7, Android 6.0. Like most traditional trading platforms, CommSec's buy and sell function is pretty self-explanatory. Select either BUY or SELL. Enter the ticker symbol of the stock or fund you wish to trade ‚ÄĒ this will bring up a useful table to the right showing you the current quote details and market depth data below that

CommSec vs SelfWealth : Which is the better broker? Finder

CommSec is ultimately just the middleman in the transaction. They will buy or sell on your behalf for a fee (their brokerage fee) but ultimately you own the shares. So you buy shares in (for example) Telstra tomorrow morning. You'll see the shares appear in your CommSec account immediately and will later receive paperwork including your HIN Since your buy recommendations are based on stocks that you expect to rise in price, using limit buy orders seems questionable. I can envision using limit buy orders on many of the stocks you recommend with the result that none of them are ever purchased because they all go up in price and the order is never executed After the IPO stock has begun trading, it can be bought or sold just as any other stock. In fact, on the first day of trading it is often easier to buy the stock due to the high number of shares. For clients of eToro AUS, only stocks traded on US stock exchanges are available. These stocks are offered through eToro Service (ARSN 637 489 466) operated by Gleneagle Asset Management Limited ABN 29 103 162 278, and promoted by eToro Australia Pty Ltd. CAR 001281634. Refer to FSG and PDS before deciding whether to trade with us Stock Investor makes self-directed investing easy with investment recommendations from our investing experts. With decades of Wall Street experience, we publish investment newsletters and website articles offering advice on the best stocks, options, ETFs and mutual funds to invest in for both dividends and capital gains

How do I buy shares? - CommSe

  1. For traders based in the US, CFD trading is currently banned. But while American citizens cannot make investments, traders from many other countries can buy and sell CFDs on US markets. What's more, with the right strategy CFD trading in the USA can be lucrative. But remember, most will lose money
  2. Normal stock market trading hours for the New York Stock Exchange and the Nasdaq are from 9:30 a.m. to 4 p.m. ET. However, depending on your brokerage, you may still be able to buy and sell stocks.
  3. Best Stocks To Buy: The Crucial Ingredients. Remember, there are thousands of stocks trading on the NYSE and Nasdaq. But you want to find the very best stocks right now to generate massive gains
  4. Robinhood allows investors to purchase fractional shares, which lowers the barrier to the stock market. While you can also buy IPO stocks on Robinhood if you want to make an early move in a newly.

Individual Stocks, ETFs and Index Funds . You can purchase shares in each of the 30 companies currently included in the Dow Jones Industrial Average.While seemingly simple, this can be costly. About Us About Us But if you're looking to invest in a company that will benefit from the AI boom, 3 Unstoppable Cathie Wood Stocks You Can Buy Right Now 7 Blockchain Stocks to Buy to Go Beyond Crypto These companies provide an alternative to digital currency speculation By Josh Enomoto , InvestorPlace Contributor Feb 19, 2021, 10:52 am EDT. We can use CFD (Contract for Difference) Broker / Trading Platform to trade the price movement of US stocks, not the real stock. Example, CFD have a Leverage effect, say you buy a US Stock at USD150, using CFD Leverage you only pay USD15 to buy a share. Using CFD you can Go Long or Sell Short Stocks have been resilient this year despite some tremendous challenges. The following are three stocks for 2021 that show promise

How do I trade with CommSec

  1. Matthew Johnston has more than 5 years writing content for Investopedia. He is an expert on company news, market news, political news, trading news, investing, and the economy. He received his.
  2. Today, we'll look at some of the best penny stocks to buy on the ASX for 2021. Even though these stocks are not penny stocks per se (this is more of an American term), I consider any stock under $1b in market cap to be a small cap or penny stock. Small cap stocks tend to have much more risk and volatility involved than blue-chip shares
  3. Invest in the Companies You Believe In. Investing in stocks or equities lets you purchase a small part of an individual company. This allows you to participate in and benefit from the company's growth and potentially receive tax-efficient dividend 1 income and capital gains
  4. I'm having trouble understanding how tax is paid on US shares held by Australian residents. For example, say I purchase shares in Amazon and a year later I sell these shares, profiting $1000. Am I correct in saying that I do not pay US tax on this $1000. Instead, this $1000 would be classed as income and taxed at approx 30% here in Aus
  5. If you want to invest in US shares, for example, most Australian brokers do it through a custodian, even the biggest players like CommSec. Space to play or pause, M to mute, left and right arrows.
  6. Many of us also want to help our children learn the ins and outs of investing. Buying Stocks for Your Kids. If you want to teach your children about investing, it can be a good idea to buy stocks for them. Minors can't buy stocks, so you will have to do it on their behalf. You have two options when it comes opening an account for your children
  7. Commsec staff asked me to pay for a transfer fee, which I asked them to investigate further. They then proceeded to lock me out of my own account, so I was physically unable to pay said fee, and then they charged me $1,000 dollars for the unpaid fee
The Top 5 ‚Äď 16 Apr 21Options Income Strategy | MF & CoWhy We Like Karoon Energy (ASX KAR) [2020 Research] | MF & CoWhy We Like A2 Milk Shares (ASX A2M) [2019 Research] | MF

Here are the US shares that CommSec customers are buyin

How to buy US Stocks and Shares in Australia For some investors, trading in US stock markets can seem intimidating. Here are a few tips for Aussies looking to invest in the USA CommSec Market Analyst Steven Daghlian outlines five key factors to watch in markets next week, including the latest on US inflation, profit results, which companies are set to hold annual meetings with investors, IPOs and other economic data to watch

30 Days Investing in Etf Stocks for Beginners on Commsec

CommSec Pocket is an App for buying shares on the stock market. It's an online broker designed to make investing easy and was created by the Commonwealth Bank. One of the benefits of this App is that is allows you to invest small amounts of money, aka micro-investing. The App is targeted at beginner investors to the share market Vanguard FTSE All-World Ex-US ETF is a low-cost alternative for investors to diversify out of U.S. stocks. Read more to know how VEU offers better return prospects over coming years

How to buy US stocks from Australia (2021) Trade US

Just like stocks, ETFs are bought and sold on the stock market, meaning you'll need to open a brokerage account to begin investing in them. Online brokers are often the best option for new traders, so you should compare online share trading platforms as a first step to find one that's right for you If you can buy or sell stocks in it, then you can also buy an ETF. The longer you keep your money invested, the better your odds are of overcoming periods of market decline. This is just one factor among many that lead to long-term investing success. For more information on Vanguard's principles for investing success, click here how to buy us shares in Australia buy us stocks from Australia buy us shares trade us shares in Australia how to buy us stocks in australia With the United States having the largest stock market in the world, it's only natural that Australia investors are drawn to this international market to diversify their portfolios and buy into some of the biggest names on the planet Top 10 Penny Stocks - Below is a list of the Top 10 Penny Stocks and the Best 10 Penny Stocks to Buy in 2021.Keep in mind that penny stocks are very risky so do your own research and figure out of these penny stocks are right for you to invest in

Where to buy OTC US stocks in Australia? : ASX_Bet

Prove eligibility. TD Ameritrade will permit you to invest in an IPO if you have at least $250,000 in assets with the firm or have traded stock with Ameritrade at least 30 times in the past 12 months W e are a global leader in transfer agency, employee equity plans, mortgage servicing, proxy solicitation, stakeholder communicatio ns, and other diversified financial and governance services When buying or selling an ETF, you will pay or receive the current market price, which may be more or less than net asset value. All investing is subject to risk, including the possible loss of the money you invest Why Buy an Oil ETF? Oil ETFs take all the extra work out of investing in oil. Typically, if you wanted to invest in the oil industry, you would have to make individual purchases of oil company stocks. You would also be burdened with the decision about which companies to choose

7 Lumber Stocks to Buy Now to Profit From Soaring Wood

When you place an order to buy or sell products that are traded on ASX, you decide how many securities you want to buy or sell and the price for those securities. If your broker provides advice as part of their services, your broker will help you with these decisions If you are in the process of opening a new online share trading account with us, you will have the option to transfer a HIN across during the online account setup process. 3. Send us your signed request form by: Email at support@belldirect.com.au Mail to Bell Direct, GPO Box 1630, Sydney NSW 200 nabtrade can help you to grow your investments with our insights & trading opportunities. Buy and sell shares online & enjoy competitive fees Choose which ETF you want to buy. If you don't already know which ETF you want to buy, have a read of my article about the Best ETF's on the Australian Market. How to Buy an ETF. For this example let's assume you want to buy shares in VAS which is the ETF for the ASX-300 Market Extra Avoid oil stocks, as historic divergence with oil prices suggests too much volatility to risk buying, analyst says Published: April 22, 2020 at 7:27 a.m. E

CommSec review: CommSec Share Trading Account Finde

One of last year's best-performing hedge funds says the trade of the century is to buy gold and sell stocks as risk assets are due for another meltdown 7 Great Value Stocks You Can Buy But Warren Buffett Can't. While deflation is the far greater immediate risk, the longer-term risk is that the Fed's actions create longer-term inflation or. Best 3 EU Brokers to Buy/Sell Stocks with 0 ‚ā¨ Commission - 2021. Below You Can Find the Top 3 Regulated EU Stock & Shares Broker in 2021. No Commissions, Quick Withdrawals. Sign up for FREE with eToro to Buy/Sell Yourself or to Copy Successful Traders How to buy bitcoin, for the first time, you need to set up a wallet to store them. Similar to a bank account, your wallet is your personal interface to the Bitcoin network

International share trading: nabtrade vs CommSec finder

CommSec Pocket lets you invest anytime, anywhere, with as little as $50

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